Insurances Accepted
The types of insurance accepted for teletherapy (and in-person therapy) vary by therapist, clinic, or telehealth platform. It’s important to check with both your therapist and your insurance provider to determine which services are covered. However, there are general guidelines about the types of insurance that are commonly accepted by mental health professionals for teletherapy services.
Types of Insurance Commonly Accepted for Therapy
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Private Health Insurance
Many major private insurance companies cover mental health services, including teletherapy.
Blue Cross Blue Shield
Blue Cross Blue Shield (BCBS) is a network of health insurance companies in the United States that provides coverage for a wide range of health services, including mental health services and teletherapy. BCBS offers both individual and group health plans, and the coverage for teletherapy depends on the specific plan, state, and any temporary changes (such as those made during the COVID-19 pandemic).
United Healthcare
United Healthcare (UHC) provides coverage for a range of mental health services, including behavioral health services based on plan that you may have. This includes therapy services that can be completed through Telehealth or in-person sessions. Consult your plan to understand your coverage or email us and we can check your coverage for you.
Aetna
Aetna provides coverage for a range of mental health services, including teletherapy, depending on the specific plan and region. Behavioral health services, which include individual, couples, and family therapy, have become increasingly accessible, especially due to the expanded use of telehealth during the COVID-19 pandemic.